Wise, Formerly TransferWise: Online Money Transfers | International Banking Features

Wise

The Wise App is a peer-to-peer money transfer service that also works as a currency converter, and the fees are way cheaper than the usual bank rates. Money transfers are instant or arrive within an hour. Funds are secure with two-factor authentication, and you can send money to more than 80 countries. It comes with a debit card that can be used in more than 200 countries around the world.The app allows you to freeze and unfreeze your card, as well as update your virtual card's information, even if you don't have the local currency. The Wise app lets you receive payments in multiple currencies for free and set up direct debits. It also gives you push notifications for every transaction, ensuring that you're always aware of what's going on in your account.